Victoria's State Emergency Service (SES) has received more than 1500 calls for help and deployed additional rescue crews to Victorian towns as major flooding continues to threaten the regions.
Emergency evacuation orders were issued for parts of Seymour, Rochester and Yea overnight, and nine current watch and act alerts remain across central Victoria.
Rochester was spared the worst of the floods with levels today expected to peak one-metre lower than the town's devastating floods in October 2022.
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"A bit of a one-eye sleep to be honest," local Steve Parke told 9News.
"We were a bit worried, only 15 months ago we copped this."
In the last 48 hours the Victoria's SES received 1683 requests for assistance, including 831 flood-related requests.
Most calls came from Bendigo with 196 requests followed by Kilmore with 115 requests.
North of Bendigo in Goornong, dozens of homes were inundated with flood waters after the Campese River swelled to 114mm.
In the Southern end of the Goulburn Valley, flood waters in Seymour peaked at 6.8 metres last night, resulting in up more than 12 homes lost.
An evacuation order remains in place for Seymour while flood waters currently sit at 5.8 metres, with residents able to return once levels hit 5 metres later today.
Major flooding is still possible in Murchison and Shepparton overnight with heavy rain forecast later tonight.
Premier Jacinta Allan said emergency services were unable to conduct formal damage assessments until floods recede.
She said it will be a tough recovery for what has been "another difficult emergency".
"The way the community has responded to protect people in that area is a strong one," she told reporters today.
Residents across regional Victoria were told it was too late to leave as floodwaters continued to rise into the early morning.
The warnings came after a 74-year-old woman was rescued from floodwaters overnight.
The evacuation order for low-lying parts of Seymour remains in place.
As of 6am today, watch and act advice has been issued for the Goulburn River between Murchison and Shepparton after parts of the Goulburn catchment recorded 40mm since 9am yesterday.
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The Goulburn River is sitting at 5.17 metres and while currently below the minor flood level, it is likely to exceed 9.50 metres by tomorrow afternoon.
In Rochester, it's now too late for residents to leave, the advice for Barnadown to Rochester is to move to higher ground as the Campaspe River is expected to peak near 114.80 metres mid-morning today.
Residents in low-lying parts of Yea have also been told it is too late to leave, however, there is still time for those in the low-lying parts of Seymour.
Yesterday afternoon, the Victorian SES said it had received over 1200 requests for assistance in 24 hours.
Rescue crews carried out 38 swift water rescues; 16 in the Bendigo area, eight around Goornong, four at Heathcote, two at Lockwood and two at Woodvale.
"In the majority of cases it's people taking their lives in their own hands and attempting to drive through flash floodwaters," SES chief officer operations Tim Wiebusch said.
"We cannot emphasise enough, do not attempt to drive through floodwaters it could be the last decision you make," he added.
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Meanwhile, police have praised the actions of a good samaritan who helped save an elderly woman from floodwaters last night.
Police said the woman was driving in a convoy on Elmore-Raywood Road in Elmore when the vehicle she was travelling in was swept off the road into Bendigo Creek at Naughtons Bridge, just after 7pm yesterday.
The vehicle travelled about 100 metres downstream before the woman was able to cling to a nearby tree.
Police said a local hero, known as Mitch, managed to swim out to the woman where he used a ratchet strap to secure her and remained with her for up to an hour until emergency services arrived.
State Emergency Service personnel, including members from both the water police and Search and Rescue Squad, arrived and deployed a vessel into the water to rescue the pair.
"Police would like to that the good Samaritan who risked his own life to jump into the water, secure the woman and stay with her providing reassurance and care," police said.