Coming soon after the release of the Netflix version of One Day, David Nicholls’ latest novel is another bitter-sweet homage to skewed romance. While the lovers in One Day are divided by class and aspiration, in You Are Here it’s loneliness and previous heartbreak that get in the way.
Marnie, a struggling freelance copywriter, is not at first impressed by Michael, a grumpy geography teacher. She is a Londoner, living alone in a Herne Hill apartment; he lives in York, in the house that is a shell without his recently departed wife Natasha. Their bossy mutual friend Cleo, a deputy head teacher, organises a walking holiday on which she hopes to set them up with suitable people. These potential liaisons fail to materialise, so Marnie and Michael are thrown together.
Nicholls has an unerring ability to tap into the emotional zeitgeist, the competitiveness that fuels class unease (Starter for Ten), midlife marriage uncertainty (Us) and in this case, the sense of estrangement from community that has followed the pandemic. While Michael has the school, with its physical routines, lockdown has never really ended for Marnie.
Working from home, she has no need for human interaction and sometimes feels that she is better off without it, “she no longer trusted her face to do the right thing, operating it manually, pulling levers, turning dials, for fear that she might laugh at someone’s tragedy or grimace at their joke”. So she cancels meet-ups, friendships falter. For his part, Michael fears that he is doomed to become increasingly solitary, and “he wondered if, after a certain age, men could ever really like each other. The window for friendship was always small, and narrowed with age”.
Both sense they are looking into a void, the means to connect evading them. Michael feels “cracked and vulnerable, like a cup with a glued-on handle”. He attempts to impose logic and rationality onto heartbreak, planning to walk from one side of northern England to the other in record time. His aim is to exchange loneliness for solitude.
Marnie agrees to join against her better judgment, recognising that she needs some kind of change. Initially, they seem mismatched, he is “like someone leading a doomed expedition”, while she, dressed in new outdoor wear, is well beyond her comfort zone.
Sceptre
The novel is told in short chapters, alternating between Marnie and Michael’s point of view. Their hopes, dreams, fears and recollections are conveyed with subtle humour, and the reader quickly sees that loneliness is not the only thing they have in common.
Both have a deep longing for a true romance, not just dating or a sexual encounter, but the sort of relationship that makes sense of the world. The mood is reminiscent of Jane Austen’s final novel Persuasion, with its weight of missed opportunities and lost time.
And the action plays out against a brilliantly evoked landscape: the fells and lakes of northern England. This is one of the great pleasures of the book, and the maps of the route that punctuate the text highlight the importance of the journey.
Michael, the committed geography teacher, has an affinity with the landscape, solid and evolving over millions of years. But things are changing rather faster for him, despite his dogged reluctance to move on. The ever-shifting weather and conditions seem to underline that, there are surprises at every turn.
He attempts some cold water swimming and the water is “silver-tinged and viscous, like gin from an ice box”. And nothing is quite what it seems “the peaks were all around them now, outlined sharply against each other, like old-fashioned theatre flats”. Nicholls doesn’t make it overly picturesque either, acknowledging “the brown noise of the A1”.
This is a novel that takes its time, as it must do if it is to keep faith with the over-arching structure of a muddy walking holiday and its attendant boring bed and breakfasts. But the story builds relentlessly to a heart-wrenching climax, perfectly orchestrated, keeping the reader guessing – and hoping – to the last.
Sally O’Reilly does not work for, consult, own shares in or receive funding from any company or organisation that would benefit from this article, and has disclosed no relevant affiliations beyond their academic appointment.
<img src="https://www.mtlblog.com/media-library/canadian-cash.jpg?id=55425793&width=1245&height=700&coordinates=0%2C142%2C0%2C143"/><br/><br/><p>The new year is almost here, and that means a whole new 2025 calendar full of <a href="https://www.mtlblog.com/revenu-quebec-cra-payment-dates-january-2025" target="_blank">government payments Quebec residents can receive</a>, including federal benefits from the Canada Revenue Agency (CRA).</p><p>Between monthly child benefit payments, quarterly tax credits and retirement pensions, there's likely a program that could make your year a little easier.</p><p>From monthly programs like the <a href="https://www.mtlblog.com/canada-child-benefit-increase-2025" target="_blank">Canada Child Benefit</a> and Old Age Security to quarterly payments like the <a href="https://www.mtlblog.com/gst-hst-credit-payment-date-january-2025" target="_blank">GST/HST Credit</a> and the Canada Workers Benefit, these <a href="https://www.mtlblog.com/tag/government-payments" target="_blank">government payments</a> can provide a much-needed financial boost throughout the year.</p><p>Here's everything you need to know about all the CRA payments for 2025 — from who qualifies to how much you could get and when to expect your money.</p><h3>GST/HST Credit</h3><br/><p>The <a href="https://www.mtlblog.com/tag/gst-hst-credit" target="_blank">GST/HST Credit</a> is a tax-free quarterly payment designed to help individuals and families with low or modest incomes recover some of the <a href="https://www.mtlblog.com/gst-tax-break-canada-whats-exempt" target="_blank">goods and services tax (GST)</a> they've paid.</p><p><strong>Who's eligible:</strong> To qualify, you generally need to be at least 19 years old. However, if you're younger than 19, you could still be eligible if you have (or had) a spouse or common-law partner, or if you are (or were) a parent living with your child. You must also be a Canadian resident for income tax purposes both the month before and at the beginning of the month when the payment is made. The income threshold for eligibility depends on your family situation (whether or not you're single and how many kids you have), but it varies from $54,704 to $72,244 for the 2023 tax year.</p><p><strong>How much you can get: </strong>The amount you get depends on your adjusted family net income and your family situation. For the payment period from July 2024 to June 2025 (based on the 2023 tax year), you could receive up to $519 if you're single or $680 for a married or common-law couple, plus an additional $179 for each child under 19.</p><p>The CRA has also <a href="https://www.mtlblog.com/gst-hst-credit-increase-2025" target="_blank">announced that it will increase the GST/HST Credit</a> next year. For the payment period from July 2025 to June 2026 (based on the 2024 tax year), you can get up to $533 for singles or $698 for couples, plus an additional $184 for each child.</p><p><strong>2025 payment dates:</strong></p><ul><li><a href="https://www.mtlblog.com/gst-hst-credit-payment-date-january-2025" target="_blank">Friday, January 3</a></li><li>Friday, April 4</li><li>Friday, July 4</li><li>Friday, October 3</li></ul><p><a href="https://www.canada.ca/en/revenue-agency/services/child-family-benefits/goods-services-tax-harmonized-sales-tax-gst-hst-credit.html" target="_blank">More about the GST/HST Credit</a></p><h3>Advanced Canada Workers Benefit</h3><br/><p>The <a href="https://www.mtlblog.com/tag/canada-workers-benefit" target="_blank">Canada Workers Benefit</a> (CWB) is a refundable tax credit for workers earning a low income. It consists of a basic amount and a disability supplement, and it can be claimed when you file your tax return.</p><p>Under the Advanced Canada Workers Benefit (ACWB) program, eligible individuals can automatically receive advance payments of up to 50% of their CWB allotment for the year in three installments.</p><p><strong>Who's eligible:</strong> To qualify, you need to have worked and earned an income below the provincial or territorial threshold, which varies from about $22,800 to $51,800 in Quebec, depending on your family situation. You also need to be a resident of Canada for the entire year, and be at least 19 years old by December 31, or live with a spouse, common-law partner or dependent child.</p><p><strong>How much you can get: </strong>For the current benefit payment year (July 2024 to June 2025), the maximum basic CWB amount in Quebec is $3,521.87 for singles without children, $5,494.27 for couples without children, $1,888.40 for single parents and $3,522.38 for couples with children. There's also a disability supplement available, which can add a maximum of $787.70 per eligible person.</p><p>For the next payment year starting in July 2025, the CWB maximums are increasing, although the amounts for Quebec have not been confirmed yet.</p><p><strong>2025 payment dates:</strong></p><ul><li>Friday, January 10</li><li>Friday, July 11</li><li>Friday, October 10</li></ul><p><a href="https://www.canada.ca/en/revenue-agency/services/child-family-benefits/canada-workers-benefit.html" target="_blank">More about the Canada Workers Benefit</a></p><h3>Canada Child Benefit</h3><br/><p>The <a href="https://www.mtlblog.com/tag/canada-child-benefit" target="_blank">Canada Child Benefit</a> (CCB) is a tax-free benefit that helps families with the cost of raising children. The monthly CCB payment can also include the Child Disability Benefit, if you qualify.</p><p><strong>Who's eligible: </strong>To receive the CCB, you need to live with and be the primary caregiver for a child under 18, be a resident of Canada for tax purposes, and either you or your partner must meet certain residency requirements, such as being a Canadian citizen or permanent resident.</p><p><strong>How much you can get:</strong> The amount you'll get depends on your family's income, the number of children you have and their ages. If your adjusted net income in 2023 was less than $36,502, you'll get the maximum amount for the July 2024 to June 2025 payment year. For each child under 6, that's up to $7,787, and for each child aged 6 to 17, it's up to $6,570. Payments decrease as your income increases.</p><p>For the 2024 tax year, the CRA has <a href="https://www.mtlblog.com/canada-child-benefit-increase-2025" target="_blank">announced that it will increase the CCB</a>. For the payment period from July 2025 to June 2026, parents can get up to $7,997 for each child under 6, and $6,748 for kids aged 6 to 17. The income phase-out thresholds are also increasing.</p><p><strong>2025 payment dates:</strong></p><ul><li>Monday, January 20</li><li>Thursday, February 20</li><li>Thursday, March 20</li><li>Thursday, April 17</li><li>Tuesday, May 20</li><li>Friday, June 20</li><li>Friday, July 18</li><li>Wednesday, August 20</li><li>Friday, September 19</li><li>Monday, October 20</li><li>Thursday, November 20</li><li>Friday, December 12</li></ul><p><a href="https://www.canada.ca/en/revenue-agency/services/child-family-benefits/canada-child-benefit-overview.html" target="_blank">More about the Canada Child Benefit</a></p><h3>Old Age Security</h3><br/><p>The <a href="https://www.mtlblog.com/tag/old-age-security" target="_blank">Old Age Security</a> (OAS) pension is a monthly payment for Canadians aged 65 or older to help with living expenses. You can receive OAS even if you're still working or have never worked.</p><p><strong>Who's eligible: </strong>To qualify, you need to be at least 65 years old and have lived in Canada for at least 10 years after turning 18. If you're living outside Canada, you'll need to have lived here for at least 20 years. Most people are automatically enrolled in OAS, but if you don't get a letter from Service Canada the month after you turn 64, you may need to apply.</p><p><strong>How much you can get:</strong> Your OAS pension amount is dependent on your age, how long you've lived in Canada and your income. It also increases by 10% when you reach 75 years old. You may also be eligible for one of the three tax-free supplemental benefits — the Guaranteed Income Supplement (GIS), Allowance, and Allowance for the Survivor — based on your age, marital status and income.</p><p>The maximum monthly base OAS payment for October to December 2024 was $727.67 for those aged 65 to 74 and $800.44 for those 75 and older. Payments are adjusted every three months to keep up with inflation, so new amounts for January 2025 should be coming soon.</p><p><strong>2025 payment dates:</strong></p><ul><li>Wednesday, January 29</li><li>Wednesday, February 26</li><li>Thursday, March 27</li><li>Monday, April 28</li><li>Wednesday, May 28</li><li>Thursday, June 26</li><li>Tuesday, July 29</li><li>Wednesday, August 27</li><li>Thursday, September 25</li><li>Wednesday, October 29</li><li>Wednesday, November 26</li><li>Monday, December 22</li></ul><p><a href="https://www.canada.ca/en/services/benefits/publicpensions/cpp/old-age-security.html" target="_blank">More about Old Age Security</a></p><h3>Veteran Disability Pension</h3><br/><p>The <a href="https://www.mtlblog.com/tag/veteran-disability-pension" target="_blank">Veteran Disability Pension</a> (VDP) is a monthly benefit provided to veterans with a disability related to their military service. The VDP offers lifetime monthly payments, and if you have dependents, such as a spouse or children, your payments will increase to help support them.</p><p><strong>Who's eligible: </strong>To qualify, you must be an eligible veteran of the Canadian Armed Forces, including those who served in the Second World War or the Korean War. Some current or former members of the Royal Canadian Mounted Police (RCMP) and certain civilians who served in the Second World War may also be eligible. You must also have a diagnosed medical condition or disability linked to your service.</p><p><strong>How much you can get:</strong> The amount you'll get is based on your situation, including the extent of your disability. The maximum monthly payment for a veteran with the highest disability rating (Class 1) is $3,357.30, plus additional amounts for dependents — $839.33 for a spouse, $436.45 for your first child, $318.94 for your second child and $251.80 for each additional child.</p><p><strong>2025 payment dates:</strong></p><ul><li>Thursday, January 30</li><li>Thursday, February 27</li><li>Friday, March 28</li><li>Tuesday, April 29</li><li>Thursday, May 29</li><li>Friday, June 27</li><li>Wednesday, July 30</li><li>Thursday, August 28</li><li>Friday, September 26</li><li>Thursday, October 30</li><li>Thursday, November 27</li><li>Tuesday, December 23</li></ul><p><a href="https://veterans.gc.ca/en/mental-and-physical-health/physical-health-and-wellness/compensation-illness-or-injury/disability-benefits" target="_blank">More about the Veteran Disability Pension</a></p><p><em>This story was originally published on <a href="https://www.narcity.com/cra-government-benefits-payment-dates-calendar-2025" target="_blank">Narcity</a> and has been adapted with information specific to Quebec.</em></p>