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If you’re in the market for a new credit card and wondering what the best credit cards in Canada for 2024 are, you’ll want to check out this new credit card ranking.
Rewards Canada just released its annual Canada’s Choice awards, and this year’s rankings are based on over 35,000 votes from Canadians across the country who weighed in on their very favourite credit cards for various benefits.
Canadians voted in categories from cash back to travel rewards, selecting the best credit cards based on their experiences and preferences. From no-annual-fee travel cards to ultra-premium options, the lineup highlights the best credit cards Canada has to offer.
So whether you’re hunting for a card that lets you rack up points on everyday buys or one that skips those foreign transaction fees, here’s what Canada’s Choice 2024 has to say:
Top overall travel rewards credit card
#1: TD Aeroplan Visa Infinite Card — Snagging 30.6% of the votes, this card is ideal for frequent travellers. With access to the Aeroplan rewards network, it’s clear why Canadians love this option for all things travel.
Runners-up:
- CIBC Aventura Visa Infinite Card
- Scotiabank Passport Visa Infinite Card
Top no-annual-fee travel rewards credit card
#1: Scotiabank Scene+ Visa Card — The best no-fee travel rewards card with 27.32% of the votes, Scene+ Visa is a great choice for budget-conscious travellers looking to collect points without the yearly fee.
Runners-up:
- Scotiabank Scene+ Visa Card
- TD Rewards Visa Card
Top airline credit card
#1: TD Aeroplan Visa Infinite Card — Securing a massive 43.03% of the votes, this card is a clear favourite among Canadian flyers. It offers access to the Aeroplan rewards network, making it a top choice for anyone looking to earn points toward flights and travel perks.
Runners-up:
- CIBC Aeroplan Visa Infinite Card
- American Express Aeroplan Card
Top no-foreign-transaction-fee rewards credit card
#1: Scotiabank Passport Visa Infinite Card — Dominating with 47.44% of the votes, this card is perfect for online shoppers and international travellers. It lets Canadians skip foreign transaction fees, making it an easy choice for cross-border spending.
Runners-up:
- Scotiabank Gold American Express Card
- Scotiabank Platinum American Express Card
Top cash-back credit card
#1: TD Cash Back Visa Infinite Card — With 21.92% of the votes, this card won Canadians over for its solid cash-back offers, taking the top spot in the cash-back category. It’s perfect for anyone who loves getting a little something back on every purchase.
Runners-up:
- Scotia Momentum VISA Infinite Card
- CIBC Dividend Visa Infinite Card
Top retail loyalty rewards credit card
#1: CIBC Costco World Elite Mastercard — With 35.41% of the votes, this card is a fan favourite for Costco shoppers, thanks to its benefits tailored to frequent visitors of the wholesale retailer. It’s the top pick for Canadians who want rewards when shopping in bulk.
Runners-up:
- PC Financial Mastercard / PC Financial World Elite Mastercard
- Triangle Mastercard / Triangle World Elite Mastercard
Top ultra-premium credit card
#1: TD Aeroplan Visa Infinite Privilege Card — Winning with 30.57% of the votes, this ultra-premium card is designed for those who want high-end perks, especially for Aeroplan members. It’s ideal for anyone looking to take their travel experience to the next level.
Runners-up:
- CIBC Aeroplan Visa Infinite Privilege Card
- RBC Avion Visa Infinite Privilege Card
Top credit card rewards program 2024
Finally, if you’re wondering which credit card rewards program offers the top perks and best return on your dollar, here are the top 10 this year, as voted by over 28,000 Canadians:
- Scene+ (26.91%)
- PC Optimum (26.02%)
- TD Rewards (11.85%)
- American Express Membership Rewards (8.68%)
- CIBC Rewards (8.13%)
- Avion Rewards (6.58%)
- Triangle Rewards (5.63%)
- MBNA Rewards (1.08%)
- Air Canada Aeroplan (0.63%)
- Neo Rewards (0.52%)
From no-annual-fee to ultra-premium choices, this year’s ranking gives you all the options to find your perfect credit card match. So, whether you’re a cash-back enthusiast or a frequent flyer, there’s something here for everyone!
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