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As the new year approaches, we’re looking ahead to a fresh round of government benefit payments Quebec residents can get in January, including the return of the GST/HST Credit.
With inflation in Canada still impacting everyday costs, many households are seeking ways to make ends meet. If you’re in a lower or modest income bracket, staying on top of these government payments can be a game changer. Payments like the GST/HST Credit, designed to help cover taxes on goods and services, can add up to hundreds of dollars and provide a solid financial boost right when you need it.
The GST/HST Credit is a tax-free payment issued quarterly, aimed at easing the burden for individuals and families with lower incomes. For those who qualify, it’s a welcome bit of relief as the new year kicks off— and January’s payment goes out next week.
Plus, don’t forget — we’re currently in a GST holiday, which runs until February 15. You can save the 5% goods and services tax on a bunch of essentials including nearly all food, kids’ clothing and more during the two-month tax holiday.
Here’s what you need to know about the upcoming January 2025 GST/HST Credit payment, including how much you can get and when you can expect your funds.
What is the GST/HST Credit?
The GST/HST Credit is a quarterly tax-free benefit aimed at supporting lower-income individuals and families in Canada. It’s designed to help offset some of the GST or HST you’ve paid over the year.
Who is eligible for the GST/HST Credit?
To qualify for the GST/HST Credit, you must be a Canadian resident for tax purposes and not exempt from taxes (like diplomats and their family members). You also need to be at least 19 years old in the month before a payment is issued. If you’re under 19, you may still qualify if you’re married, in a common-law relationship or a parent living with your child.
Your eligibility and payment amount depend on your family’s income and situation. For instance, single individuals earning over $54,704 annually won’t qualify, while the highest family income threshold — $72,244 — applies to singles or couples with four or more kids.
More about GST/HST Credit eligibility
How to apply for the GST/HST Credit
Good news: You typically don’t need to apply for the GST/HST Credit! Just file your taxes every year, even if you didn’t earn any income, and the CRA will automatically determine if you’re eligible.
If you’re a newcomer to Canada, however, there are a few extra steps. You’ll need to complete Form RC151, and if you’re applying on behalf of children in your care, you’ll also need to include proof of their birth. Once everything is ready, mail the form to your tax centre, and you’re good to go!
More about applying for the GST/HST Credit
How much is the GST/HST Credit?
The amount you’ll receive from the GST/HST Credit depends on your family’s income and situation. Here’s a quick look at the maximum amounts you could get each quarter:
- Up to $129.75 for an individual, plus
- Up to $40.25 for a spouse or common-law partner
- Up to $44.75 for each child in your care (up to $129.75 for the first child if you’re a single parent)
It’s worth noting that while the GST/HST Credit amounts are increasing for 2025, those higher amounts won’t kick in until the new benefit period starts in July.
More about GST/HST Credit payment amounts
Is the GST/HST Credit taxable?
No, the GST/HST Credit isn’t taxable. In fact, it’s actually designed to help offset some of the taxes you’ve already paid. This means you don’t need to report it as income on your tax return.
When are the GST/HST Credit payment dates?
The next GST/HST Credit payment date is Friday, January 3, 2025.
Meanwhile, the other three quarterly payments for the year are:
- April 4, 2025
- July 4, 2025
- October 3, 2025
More about federal benefit payment dates
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