More than a quarter of a billion dollars in Medicare refunds are sitting untouched, ready for Australians to claim.
Fortunately, there’s an easy fix for the cash to land back in your pocket much sooner than you might think.
If you’ve ever been to a GP or specialist’s clinic and used your Medicare card you could be owed money from the government. Nationally, there’s more than $260 million owed to 960,000 patients.
Even on a state-by-state basis, the numbers are staggering, with $81 million owed in NSW, $64 million to Victorians, $51 million to Queenslanders, $30 million in Western Australia and $19 million in South Australia.
“You go to the doctor, you hand over your card and then you might not check what happens next,” Services Australia community information officer Justin Bott said.
Failing to follow-up is what could be costing patients refunds they’re entitled to.
“The average is about $265 or so … there are a few people that are over $10,000,” Bott said.
The oversight happens when you don’t make sure Medicare has your most up-to-date bank details, for instance when you’ve changed banks or closed an account.
Australians aged 18 to 25 are the biggest group missing out so it pays to check.
“It’s definitely not something I would think about when I’m rushing around,” student Rosie Gallagher said.
All it takes is logging in to MyGov and heading to your Medicare account to check everything is correct.
Once you’ve changed your bank details, the update will register with Medicare automatically and if you’re owed money, the cash should show up in your account within three days.
“It might not be you, but maybe it’s your child, your grandchild that has that money owing, get them to check as well, because again, what a great present to find that money being paid to them,” Bott said.
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<img src="https://www.mtlblog.com/media-library/a-stone-building-with-green-and-red-accents-stands-on-a-snowy-street-right-a-snow-covered-red-bridge-crosses-a-partially-froze.jpg?id=54843185&width=1200&height=800&coordinates=96%2C0%2C96%2C0"/><br/><br/><p>If you've ever dreamed of spending the holidays among the <a href="https://www.mtlblog.com/german-christmas-market-near-montreal">quaint cobblestone streets of Edinburgh or Glasgow</a>, you don't need to book a plane ticket from Quebec!</p><p>Just three hours from Montreal, the small Ontario town of Perth will make you feel like you've been whisked away to the cozy, wintry streets of Scotland.</p><p>Thanks to its <a href="https://www.mtlblog.com/things-to-do-fall-old-montreal">cobblestone streets, historic architecture</a> and hospitable charm, this spot has all the appeal of Europe, especially during the holiday season. </p><p>Founded in 1816 by Scottish immigrants, Perth was designed to feel like a slice of Scotland in Ontario, right down to its name, which was borrowed from its namesake, Perth in Scotland. The town's heritage runs deep, and to this day, it's full of Scottish charm.</p><blockquote class="instagram-media" data-instgrm-permalink="https://www.instagram.com/p/CJfAEGnl0Kj/?utm_source=ig_web_copy_link" data-instgrm-version="4" style="background:#FFF; border:0; border-radius:3px; box-shadow:0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width:658px; padding:0; width:99.375%; width:-webkit-calc(100% - 2px); width:calc(100% - 2px);">
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<a href="https://www.instagram.com/p/CJfAEGnl0Kj/?utm_source=ig_web_copy_link" style=" color:#000; font-family:Arial,sans-serif; font-size:14px; font-style:normal; font-weight:normal; line-height:17px; text-decoration:none; word-wrap:break-word;" target="_top" rel="noopener">See on Instagram</a>
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</blockquote><script async="" defer="" src="//platform.instagram.com/en_US/embeds.js"></script><p>Downtown is lined with historic stone buildings crafted by masons that look straight out of the 19th century. The architecture and detailed stonework only add to the "mini Scotland" vibes.</p><p>The town's river—the Tay River—is named similarly to Scotland's River Tay, adding another touch of Celtic influence. The river winds through Perth, and in winter, it's often frozen or frosted with snow, making it an ideal setting for a cozy walk or wintry photos. </p><p>The river, together with Perth's stone bridges and classic lampposts, creates an atmosphere perfect for a winter daydream.</p><blockquote class="instagram-media" data-instgrm-permalink="https://www.instagram.com/p/CI8Sk57L0jm/?utm_source=ig_web_copy_link" data-instgrm-version="4" style="background:#FFF; border:0; border-radius:3px; box-shadow:0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width:658px; padding:0; width:99.375%; width:-webkit-calc(100% - 2px); width:calc(100% - 2px);">
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<a href="https://www.instagram.com/p/CI8Sk57L0jm/?utm_source=ig_web_copy_link" style=" color:#000; font-family:Arial,sans-serif; font-size:14px; font-style:normal; font-weight:normal; line-height:17px; text-decoration:none; word-wrap:break-word;" target="_top" rel="noopener">See on Instagram</a>
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</blockquote><script async="" defer="" src="//platform.instagram.com/en_US/embeds.js"></script><p>However, Perth really comes to life during the holiday season with events and decorations that transform it into a festive wonderland.</p><p>In late November, the town's <a href="https://www.perth.ca/visit-us/festivals-and-events/christmas-and-holiday-events/" rel="noopener noreferrer" target="_blank">Festival of Lights</a> kicks off, with dozens of Christmas trees strung with lights and ornaments spread out around town. </p><p>At Crystal Palace, a glass-walled pavilion by the river, you can view the trees up close or take in the lights from outside as they reflect off the glass, turning the entire space into a glowing beacon of glittering lights. </p><p>The annual <a href="https://perthsantaclausparade.com/" rel="noopener noreferrer" target="_blank">Santa Claus Parade</a>, on December 7, is another unmissable event, with decorated floats and singers marching right through town.</p><blockquote class="instagram-media" data-instgrm-permalink="https://www.instagram.com/p/CNe9-2CFkE1/?utm_source=ig_web_copy_link" data-instgrm-version="4" style="background:#FFF; border:0; border-radius:3px; box-shadow:0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width:658px; padding:0; width:99.375%; width:-webkit-calc(100% - 2px); width:calc(100% - 2px);">
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<a href="https://www.instagram.com/p/CNe9-2CFkE1/?utm_source=ig_web_copy_link" style=" color:#000; font-family:Arial,sans-serif; font-size:14px; font-style:normal; font-weight:normal; line-height:17px; text-decoration:none; word-wrap:break-word;" target="_top" rel="noopener">See on Instagram</a>
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</blockquote><script async="" defer="" src="//platform.instagram.com/en_US/embeds.js"></script><p>Perth is also known for its shopping, with small boutiques, vintage and antique stores, and markets that make holiday gift hunting a breeze. You'll find unique, hand-crafted items, artisanal foods, and beautiful second-hand finds all around town.</p><p>And if you're sticking around after Christmas, there's even more to enjoy. On New Year's Day, the town hosts its <a href="https://www.perth.ca/visit-us/festivals-and-events/christmas-and-holiday-events/#PolarBearPlunge(January1,2025)" rel="noopener noreferrer" target="_blank">annual Polar Bear Plunge</a> in the icy Tay River.</p><p>A full list of Perth's November and December upcoming holiday events can be found <a href="https://www.perth.ca/visit-us/festivals-and-events/christmas-and-holiday-events/#PolarBearPlunge(January1,2025)" rel="noopener noreferrer" target="_blank">here.</a></p><h3>Christmas in Perth, Ontario</h3><br/><blockquote class="instagram-media" data-instgrm-permalink="https://www.instagram.com/p/CIx_GHQr7g5/?utm_source=ig_web_copy_link" data-instgrm-version="4" style="background:#FFF; border:0; border-radius:3px; box-shadow:0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width:658px; padding:0; width:99.375%; width:-webkit-calc(100% - 2px); width:calc(100% - 2px);">
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<a href="https://www.instagram.com/p/CIx_GHQr7g5/?utm_source=ig_web_copy_link" style=" color:#000; font-family:Arial,sans-serif; font-size:14px; font-style:normal; font-weight:normal; line-height:17px; text-decoration:none; word-wrap:break-word;" target="_top" rel="noopener">See on Instagram</a>
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</blockquote><script async="" defer="" src="//platform.instagram.com/en_US/embeds.js"></script><p>Price: Free to visit</p><p>When: Visit from mid-November onwards for ultimate winter magic<br/></p><p>Address: Perth, ON</p><p>Why You Need To Go: Whether you're there for the twinkling lights, the charming old buildings, or the chance to feel like you've stepped into a Scottish village, Perth is definitely worth the trip.</p><p><a href="https://www.perth.ca/en/visit/tourism.aspx" rel="noopener noreferrer" target="_blank">Perth Tourism website</a></p><p><em>Before you get going, check out our <a href="https://www.mtlblog.com/responsible-travel-guidelines" target="_blank" rel="noopener">Responsible Travel Guide</a> so you can be informed, be safe, be smart, and most of all, be respectful on your trip.</em></p>