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The July Canada Child Benefit is coming and some parents are getting more cash than before

<img src="https://www.mtlblog.com/media-library/close-up-view-of-100-canadian-dollar-banknotes.jpg?id=61171405&width=1200&height=600&coordinates=0%2C12%2C0%2C12"/><br/><br/><p>Raising kids in Quebec isn't cheap. And with inflation still a factor, a little extra support can go a long way. Luckily, the next <a href="https://www.mtlblog.com/tag/canada-child-benefit" target="_blank">Canada Child Benefit (CCB) payment</a> is coming soon, and this month's cheque could look a little different than usual.</p><p>That's because July is when the government updates your CCB amount based on <a href="https://www.mtlblog.com/tag/canada-revenue-agency" target="_blank">your 2024 income</a> — and new indexed rates are now in effect for the next 12 months.</p><p>Here's everything to know about the July 2025 CCB, from how much you could get to when it could be landing in your account.</p><h3>​What is the Canada Child Benefit?</h3><br/><p>The CCB is a monthly, non-taxable payment from the federal government to help families with the cost of raising children under 18. It's meant to help with basics like food, clothing, and school supplies.</p><p>To qualify, you must:</p><ul><li>Live with and be the primary caregiver for a child under 18</li><li>Be a Canadian resident for tax purposes</li><li>Have filed your (and your partner's) 2024 tax returns</li></ul><p>If you share custody, the benefit is usually split evenly between parents.</p><p><a href="https://www.canada.ca/en/revenue-agency/services/child-family-benefits/canada-child-benefit-overview/canada-child-benefit-we-calculate-your-ccb.html" target="_blank">More about CCB payments</a></p><h3>​How much can you get in July 2025?</h3><br/><p>The <span style="background-color: initial;">new indexed CCB rates</span> for the <span style="background-color: initial;">July 2025 to June 2026</span> period are:</p><ul><li><strong><span>$666.41/month</span></strong> per child under 6</li><li><strong><span>$562.33/month</span></strong> per child aged 6 to 17</li></ul><p>That's up from $648.91 and $547.50 in June 2025, an increase of about $17 to $19 per child, depending on age. The adjustment reflects inflation and applies to all payments going forward.</p><p>To receive the maximum amount, your adjusted family net income (AFNI) must be under $37,487. If your income is higher, you may still qualify for a partial benefit.</p><p>You can get a personalized estimate using the CRA's <a href="https://www.canada.ca/en/revenue-agency/services/child-family-benefits/canada-child-benefit-overview/canada-child-benefit-we-calculate-your-ccb.html" target="_blank">Child and Family Benefits Calculator</a>.</p><h3>When is the next payment?</h3><br/><p>The July 2025 CCB payment will be issued on Thursday, July 18.</p><p>Here are the remaining 2025 payment dates:</p><ul><li>August 20</li><li>September 19</li><li>October 20</li><li>November 20</li><li>December 12</li></ul><p>If you're enrolled in direct deposit, it should land in your account on that date. Mailed cheques may take a few extra days.</p><p><a href="https://www.canada.ca/en/services/benefits/calendar.html" target="_blank">More about federal benefit payment dates</a></p><h3>How to apply for the CCB</h3><br/><p>If you're not receiving the CCB yet, you can apply:</p><ul><li>Online via CRA My Account</li><li>When registering your child’s birth</li><li>By submitting Form RC66 to the CRA</li></ul><p>Once you're signed up, you don’t need to reapply each year — just file your taxes to keep getting payments.</p><p>And remember: the CCB is completely tax-free, so every dollar goes into your pocket.</p><p><a href="https://www.canada.ca/en/revenue-agency/services/child-family-benefits/canada-child-benefit-overview/canada-child-benefit-apply.html" target="_blank">More about applying for the CCB</a></p><p><em>Love this? Check out our <a href="https://www.mtlblog.com/notices/" target="_blank">MTL Blog noticeboard</a> for details on jobs, benefits, travel info and more!</em></p><p><em>AI tools may have been used to support the creation or distribution of this content; however, it has been carefully edited and fact-checked by a member of MTL Blog's Editorial team. For more information on our use of AI, please visit our <a href="https://www.mtlblog.com/editorial-standards" target="_blank">Editorial Standards page</a>.</em></p>