Student may never have to work again after scooping $20k-a-month lottery prize

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A Melbourne student may never have to work after scooping a $4.8 million lottery prize.

The man from Campbellfield, aged in his 20s, won a Set for Life prize of $20,000 a month for the next 20 years.

It'll land in his bank account on the 15th of every month for the next two decades.

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He only bought the ticket online a few minutes before the draw, using the Quick Pick option.

"I have butterflies in my stomach. It's so unexpected, " he told The Lott bosses when they phoned about his win.

"I bought the ticket at the very last minute, and I nearly didn't go through with it.

"It wasn't until I was going to bed last night around 11pm that I decided to see how my ticket went. I was expecting division four or five, not division one."

The lucky man told lottery bosses he would invest the prize for the future and pay off his degree.

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"I haven't thought of any immediate plans just yet but I'm thinking I might invest the prize," he said.

"I'm also studying my master's degree and will need to pay off my student loans.

"Maybe I'll buy a house, go on a holiday and also a new car but I need to have a think about it all."

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You can get immediate assistance by calling the National Gambling Helpline on 1800 858 858 for free, professional and confidential support 24 hours a day, 7 days a week.